Debit Card Safety

Posted on August 1, 2012. Filed under: Tiffany Allen, NMLS #501060 |

Debit cards are time saving, paper saving and not to mention convenient in our society.  However, the convenience and frequency of debit card use can lure you into a false sense of security. Being mindful when you use your debit card can help to keep your checking account safe.  Here are some tips to keep your debit card and checking account safe.

 Never share your PIN. 

Your PIN is unique to your card.  No one should have access to it.  Always enter your own debit card PIN when making purchases.

Keep your debit card in your sight. 

There are more chances of your card being skimmed, where crooks swipe it through a small card reader to copy all of the information on it when your card is out of your sight.  It is also important to make sure your checking or savings account transaction is complete before you begin to walk away. 

 Safety from International Merchants

There is an increased number of fraudulent Visa Check Card transactions originating from international merchants.  Consequently, security has been increased at Denmark State Bank, which may result in the denial of some legitimate international transactions.  If you are planning to travel and intend on using your Visa Check Card outside of the country (this includes Canada and The Caribbean), please let us know which countries you will be visiting and when you expect to return.  Please contact us at 920-863-2161 with your intended travel plans so we can ensure you do not receive any interruption of service and /or denials with respect to legitimate international transactions that you originate.

 Verified by VISA

You can also protect your debit card by signing up for Verified by Visa.  It is free to Visa cardholders and was developed to help prevent unauthorized use of Visa cards online.  Verified by Visa protects Visa cards with personal passwords, giving cardholders reassurance that only they can use their Visa cards online. Once your card is activated, your card number will be recognized whenever it’s used at participating online stores. A Verified by Visa window will automatically appear and your Visa card issuer will ask for your password. You’ll enter your password to verify your identity and complete your purchase.

At stores that aren’t participating in Verified by Visa yet, your Visa card will continue to work.

Protect your Visa Debit Card by Activating Now!

 Free Online Banking

By keeping a close eye on your checking account, you can help protect your hard earned money.  By enrolling in Denmark State Bank’s free Online Banking, you have access to your account any day, any time.  If there is fraudulent activity with your debit card, it is important to notify Denmark State Bank immediately at 920-863-2161.  The quicker we can stop the fraudulent use of the debit card, the quicker we can help get the issue resolved. 

 You can also sign up for E-Alerts to notify you of specific account activity through our Online Banking.  Text message alerts can be set up by your Personal Banker at any one of our branches. 

 By taking a few extra steps you can help protect your debit card and accounts from possible fraudulent activity and give yourself an extra piece of mind!

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